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The journey to owning your ideal home is often not a short one, and if you’re contemplating taking the plunge into homeownership, you may consider renting first to test the waters. Renting provides the unique opportunity to ‘try before you buy’ the responsibility that comes withowning a home whilst offering a range of benefits that might just make it the perfect first move.
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Fears of house prices plummeting were widely reported last year, with the rise in mortgage rates only adding to the levels of uncertainty. Yet according to recent Zoopla research more than half of UK homeowners saw their home values stay the same or increase over the course of 2023.
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The property market is looking positive this February, as the recent decrease in mortgage rates seems to have boosted optimism among buyers.
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There’s no denying its been an interesting start to the year.
The first weeks of January saw lenders easing mortgage rates in response to positive data about the UK economy, an increase in house sales and continued speculation that interest rates have peaked*.
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If you are looking for a perhaps more affordable way of finding a new home or entering the property ladder buying a leasehold property could be the best option for you.
Whether you are buying your first home or simply looking to relocate, it is essential that you understand the complexities of leasehold ownership.
