Property decisions are intrinsically financial decisions and the right guidance makes all the difference.

Durden & Hunt connects clients with trusted, highly experienced mortgage advisers to ensure every purchase or sale is supported by clear, strategic financial advice. From understanding borrowing capacity and exploring competitive lending options to navigating the approval process with assurance, we help bring clarity to every stage.

Whether you are acquiring your first home, moving to your next, expanding an investment portfolio, or refinancing, our joined-up approach ensures your property ambitions are supported by intelligent financial planning.

This will cover your income, savings and debts, your credit profile, how much you could borrow and estimated monthly payments.

After the initial consultation, you may be required to provide: last 3 months’ payslips, last 3 months’ bank statements, ID, proof of deposit and P60 (if employed) or 2–3 years of accounts/tax returns (if self-employed).

Also called an Agreement in Principle. This shows sellers you’re serious and indicates how much a lender may offer. It doesn’t commit you to the mortgage.

Your adviser submits the full mortgage application, the lender will complete a valuation on your purchase, underwriting checks take place and mortgage offer issued.